Group Death Cover

Five Suppliers

As part of a group Risk benefits scheme, Death cover is a building block as a mandatory element. You can just have a plan that covers death only without any other benefits if required.

We have seen plans that cover a minimal sum assured  up to a factor of 2/3/5 times income.

With most companies a group of ten or more employees normally gives the following benefits:

• wholesale pricing
• No loadings or exclusions for pre-existing conditions
• no or minimal underwriting depending on group size
• Some allow the addition of spouse/partner/family into plan on same conditions (may be for a minimal sum assured).

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