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  • COVER MULTIPLE EVENTS
    Multiple suppliers , multiple benefits covering multiple events. Full, Limited or Non-Advice models to match your need & budget. You have the choice to Choose!
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  • IS YOUR FAMILY SAFE?
    Will they be financially independant, if you died prematurely? Would they loose their income stream? Would they be exposed to debt they can't service? Life cover will negate these issues!
    Life Cover
  • REDUCE FINANCIAL STRESS
    Life insurance will remove debt for your family if you died from cancer, do the same, if you survive! Cover up to forty-eight events! Trauma cover gives you the choice, to choose!
    Trauma Insurance
  • LIVING IS RISKY!
    Life can change in a Milli-second. Would your Family, your Future, your Retirement plans, your Dreams be at risk if you could never work again? Total and Permanent Disablement will cover this event!
    Total and Permanent Disability Cover
  • WHO PAYS YOU?
    Can you survive without your income? How would your Mortgage/rent be paid? Who will put food on your table? What is the longest holiday you can take before you need to get back to work? Insure the "front door" to your future, your Income!
    Income Protection
  • DO YOU HAVE A CHOICE?
    Can you jump the medical waiting list or will you wait until your condition gets worse, to get better?  Can you fund the newer non-subsidized designer drugs? With Private medical cover, you can choose to get better today!
    Medical Cover
  • PROTECT YOUR CASHFLOW
    "Cash is King" You insure your business plant, machinery and buildings, why not "YOUR KEYPEOPLE"? Revenue leads to profit. Would your profit be impacted if a Key Person died or was disabled? Use revenue contracts to provide cashflow!
     
    Revenue Cover
  • PROTECT YOUR EQUITY!
    Shareholder Equity is a valiuable asset. Protect it, using Shareholder's cover. Could your co-shareholders fund out the value of your equity to your estate, if you died or could never work again?
    Shareholder Cover
  • REWARD YOUR STAFF
    Want to have happy employees and protect your bottom line? For the cost of a cup of coffee a week, you can provide security for staff and protect profit! With Group Insurance, you may cover pre-existing health issues & get wholesale pricing.
    Employees benefits

About Southern Cross
 
To go immediately to the Southern Cross website, CLICK HERE

We offer a range of healthcare plans - from surgical only to comprehensive plans that provide for a range of healthcare needs. The aim is always to find a happy balance between cost and cover, so that health insurance is both useful and affordable.
Are all health insurance plans the same?
There are different plan types that are likely to suit people in different circumstances. Almost all plans will cover surgical hospitalisation. Many also cover costs associated with specialist visits and high-cost diagnostics. Some plans provide cover for day-to-day treatment and options for dental and optical cover. Some health insurance plans are modular, which means you can build your own plan around the type of treatment you want cover for. 
There are other variations too. You can opt for an "extensive cover" plan that can meet all of the costs associated with many types of treatment (sometimes referred to as a 100% plan). These plans sometimes offer "excess" options where you pay a fixed amount for treatment you receive. There are also "shared cover" plans where you will normally share the cost of your treatment based on a schedule of reimbursements or the reimbursement of a percentage of your treatment costs.
The type of treatment you have cover for, "extensive" versus "shared" cover, and your excesses all affect the premiums you pay for your health insurance. Generally speaking, the larger the range and level of reimbursements in your plan, the higher your premiums.

For more information about the benefits of Southern Cross, CLICK HERE